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Welcome to Smart Cent Investing

Helping Canadian Families Build and Preserve Wealth

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Our Services

Your financial journey deserves more than a one-size-fits-all solution.

Whether you're looking to protect your family, grow your wealth, save for your child's future, or plan for retirement, we're here to help you make informed financial decisions with confidence.

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Protect what matters most with personalized insurance strategies.

  • Life Insurance

  • Critical Illness Insurance

  • Disability Insurance

  • Health & Dental Insurance

  • Travel Insurance

  • Super Visa Insurance

  • Estate Protection Strategies

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Build wealth with tax-efficient investment strategies tailored to your goals.

  • TFSA Planning

  • RRSP Planning

  • RESP Planning

  • FHSA Planning

  • Retirement Planning

  • Non-Registered Investments

  • Wealth Accumulation Strategies

  • Leveraged Investing Strategies

  • Education Savings Planning

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Helping incorporated professionals and business owners grow and protect their wealth.

  • Corporate Investment Accounts

  • Corporate Retirement Planning

  • Individual Pension Plans (IPP)

  • Insured Retirement Plans (IRP)

  • Corporate Wealth Transfer Strategies

About Smart Cent Investing

At Smart Cent Investing, we are dedicated to empowering Canadian families with the knowledge and tools to manage their finances effectively. Our team of experienced consultants specialize in personalized investment strategies and financial planning, ensuring that you can achieve both short-term and long-term financial goals. We believe in transparency, integrity, and building lasting relationships with our clients.

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Our Partners

Recognizing Our Success

What our clients had to say ?

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Mehak took the time to understand my goals, explained my options clearly, and helped me build a long-term investment strategy for retirement. I really appreciated her knowledge, professionalism, and personalized approach. I'd happily recommend her services to anyone looking for financial guidance!

- Julian Cantarutti

I had a great experience with Smartcentinvesting. Mehak is very knowledgeable and helpful when it comes to investing and insurance. She takes the time to explain things clearly, understand your needs, and guide you toward suitable options. Her approach is professional, honest, and easy to understand, which makes financial planning feel less confusing. I would definitely recommend Smartcentinvesting and Mehak to anyone looking for support with investments or insurance.

- Piyush Gupta

I had a great experience purchasing visitor visa insurance through Mehak. She was professional, knowledgeable, and took the time to explain the coverage options clearly, making the whole process simple and stress-free. She responded quickly to my questions and helped me find a plan that suited my needs at a competitive price. I really appreciate her excellent customer service and would highly recommend Mehak to anyone looking for visitor visa insurance. Thank you for the wonderful experience!

- Siddharth Vats

Mehak has been really helpful in getting my insurance done. She answered all my questions patiently and explained all tbe requisites. I would really recommend her for her services.

- Geetika Sharma

Request a Quote

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Frequently asked questions (FAQs)

Do I need a lot of money to start investing?

No. Many investment strategies can be started with as little as $100–$500 per month. The key is consistency, not timing the market.

What happens if the market goes down?

Market fluctuations are normal. Successful investing focuses on long-term goals rather than short-term market movements.

Is there a fee for the initial consultation?

No. We offer a complimentary consultation to understand your goals and explore suitable solutions.

How much life insurance do I need?

The amount depends on your income, debts, family responsibilities, and future goals. We conduct a needs analysis to determine appropriate coverage.

How much should I be investing each month?

The amount varies based on your income, goals, and timeline. We create a personalized plan that fits your budget.

Can I get insurance if I have a pre-existing medical condition?

In many cases, yes. Available options depend on the condition and insurer guidelines.

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