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BUSINESS OWNER SOLUTIONS
Business Owner Solutions
Turn Business Profits Into Long-Term Wealth
Whether you're an incorporated professional, entrepreneur, or business owner, your corporation can do more than simply pay taxes and hold cash.
We help business owners create tax-efficient strategies to protect their families, grow wealth, and maximize retirement income.
Is This You?
✓ Your corporation is accumulating retained earnings.
✓ You are paying significant corporate taxes.
✓ You want to create a retirement income beyond RRSPs and TFSAs.
✓ You want to protect your family and business from unexpected events.
✓ You want a tax-efficient way to transfer wealth to the next generation.
Individual Pension Plans (IPP)
An IPP is a defined benefit pension plan designed specifically for incorporated business owners and professionals.
Benefits
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Potentially higher retirement contributions than RRSPs
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Tax-deductible corporate contributions
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Creditor protection opportunities
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Creates a predictable retirement income strategy
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Ideal for higher-income incorporated professionals
Best Suited For
Business owners and incorporated professionals generally earning higher incomes and looking to maximize retirement savings.
Individual Retirement Plans (IRP)
An IRP combines permanent life insurance with long-term wealth accumulation strategies to help business owners build tax-efficient retirement income.
Benefits
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Tax-advantaged growth inside the policy
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Potential access to cash value during retirement
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Estate planning advantages
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Helps preserve corporate wealth
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Creates a legacy for future generations
Best Suited For
Business owners with surplus corporate cash who want both protection and long-term wealth accumulation.
Immediate Financing Arrangement (IFA)
The Immediate Financing Arrangement (IFA) is an advanced planning strategy that combines permanent insurance with financing to improve tax efficiency and cash flow.
Benefits
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Potentially maintain access to business capital
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Tax-efficient estate planning
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Leverage corporate assets strategically
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Enhance wealth transfer opportunities
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Preserve liquidity for business operations
Best Suited For
Established business owners with significant retained earnings seeking advanced tax and estate planning solutions.
Contact Us
Address
1061 BEAVER VALLEY CRESCENT
OSHAWA ONTARIO L1J 8N2
Contact
+1 647-624-1910
Opening Hours
Mon - Fri
8:00 am – 8:00 pm
Saturday
9:00 am – 7:00 pm
Sunday
9:00 am – 9:00 pm